John Ledford, CFP®, CEPA®

John Ledford, CFP®, CEPA®


Areas of Focus

  • Wealth Accumulation 
  • Small Business Planning 
  • Retirement Income Alternatives
  • Estate Planning 
  • Multi-generational Planning
  • Unique Investments
  • Advanced Tax Planning 
  • Charitable Giving


John currently lives in Baldwin Park, FL with his wife, Valerie, and some combination of their four children. Away from the office, he enjoys diving, music, coaching, flying, and just about every sport. Additionally, he spends much of his free time supporting a variety of local charities including Change MicroFund, of which he is a founder.

Community Participation

  • Action Church
  • American Red Cross
  • Better Man Ministries
  • Campus Crusade for Christ
  • Christ Church of Orlando
  • Discovery Church
  • English Language Institute in China
  • Esperanza International
  • Five Star Wealth Manager 2013, 2016
  • Journey Christian Church
  • Lake Mary Prep
  • Luis Palau Association
  • National Association of the Bahamas
  • National Peace Corp Association
  • Orange County Animal Rescue
  • Orange County Public Schools
  • Orlando Children’s Church
  • Orlando Rescue Mission
  • Orlando World Outreach Center
  • Pancreatic Cancer Society of Central Florida
  • Panua Partners
  • Redeemer City to City
  • Salvation Army
  • Samaritan’s Purse
  • Second Harvest Food Bank
  • Seminole County Public Schools
  • Seminole State College
  • She Is More Than
  • Shriners Hospital
  • Summit Church
  • The Master’s Academy
  • University of North Texas
  • University of Central Florida
  • Wycliffe Bible Translators




  • Harvard University, Advest Wealth Management Institute, 2008
  • College for Financial Planning, CFP, 2003
  • Cannon Trust School, Trust Principles and Application, 1991
  • University of Central Florida, Bachelor of Science in Business Administration, 1989